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For many decades, we've been working together with investment advisors to make the best use of our money. The accuracy and consistency of their information have been in question, but we never cared for it much until the time we started having choices. And now that software is taking over the world, we have choices which are based on analytics and automation.

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These include:.

Betterment: Betterment is a robo-advisor which manages more than $2 billion in 93,000 accounts. To the management of this asset, the company uses index funds and an automatic allocation system on the basis of an investors risk tolerance and time interval. It assists people to have better control on their prosperity and to grow it with the help of advanced technology.

Wealthfront: Wealthfront is the worlds biggest automated investment service with over $2.5 billion in client assets. It manages a searchable, continually rebalanced portfolio of index funds on the customers behalf at a very low cost and in an extremely tax-efficient manner. It does not charge fees on the first $10,000 and fees only 0.25percent annually on resources in excess of $10,000.

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Nowthey are raising the bar by lowering the minimum amount necessary to open an Wealthfront account to just $500. .

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Motif Investing: Motif Investing, a Silicon Valley-based company, is an online brokerage that permits investors to invest in stock and bond portfolios built around everyday suggestions and broad economic trends, and produce customized motifs. The company has developed a unique financial product known as motifs which works like low-cost exchange-traded funds.

Until now, the company has increased $126.5 Million in six Rounds of funding. Investors include Foundation Capital, Goldman this article Sachs, Ignition Partners and Norwest Venture Partners. Board members include former SEC Chairman Arthur Levitt and former Wall Street Executive Sallie Krawcheck. .

FutureAdvisor: FutureAdvisor is looking to bring top-flight wealth management solutions to the middle course. Unlike other services which aim typically tech-savvy and wealthier users, the normal FutureAdvisor client has approximately $100,000 to invest and has multiple accounts with different institutions. In certain ways, FutureAdvisors support is similar to other offerings on the market; it utilizes algorithms to optimize the more helpful hints portfolio to get a potential client.

If a client want FutureAdvisor to really execute an investment strategy, the company can do that. .

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Personal Capital: The companys service combines free tools that collect and analyze all of the investor's financial data with a financial advisor to help manage and expand his investments. The company has managed over $800 million invested by clients. The companys providers are used by over 600,000 Americans to monitor $100 billion+ in accounts on the free software. .

Hedgeable: Founded in 2009, the company automates sophisticated investing for active professionals in less than five minutes with no minimum investment required. It brings the wealth management services of the ultra-high worth to the masses. It has developed many proprietary systems to provide services which were previously only available directory to the ultra-high net value, such as risk management, hedging, bitcoin investing, influence investing and personal equity.

Nutmeg: Specializing in investments, ISAs and pensions, the company supplies an online investment service thats intelligent, straightforward and fair. Until now, the company has obtained $37.3 million in two rounds of funding.

Wealth Horizon: A cheap online service, Wealth Horizon offers investors investment information starting from no more than 12.50. The company is targeting savers that fall into the so called information gap(people that dont want to cover the high cost to get a financial advisers experience ).

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Swanest: Based out of London, Swanest is an online automated wealth manager using intelligent technology to build and manage custom-fit investment plans.   The company helps their clients to achieve their future financial objectives.

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MoneyFarm: MoneyFarm, the only online financial advisor in Italy, provides first-class investment advisory to both small savers via a scalable, UX-driven, enjoyable and hassle-free platform. The companys clients can construct build their portfolio with MoneyFarms asset allocation recommendations, manage it during time and execute all of the transactions in a really simple and efficient way. .

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